Restaurant Equipment Financing

Ready to start serving up your tasty creations to devoted customers? With our financing program, there’s never been a better time to start a restaurant or transform your existing kitchen into a well-oiled machine. We offer a variety of commercial kitchen equipment financing options to today’s back-of-house managers, restaurant owners, and financiers — and all of our financing models give you access to the best commercial restaurant equipment and supplies available on today’s market while staying within your operational budget. 

If you’re ready to build your dream restaurant, start designing your financing plan with one of our commercial kitchen pros. It’s time to unlock your restaurant’s full potential.

Get Started With Our Financing Program

Ways to Finance With Us

Shop Pay

Shop Pay is a short-term finance option available on the store site. Funds in the amount of $50-$17,500 are available to qualified individuals monthly for up to one year. Terms are available over 3, 6, and 12 months. Customers can apply directly from the website during checkout.


PayPal offers financing based on a customer’s creditworthiness. An advantage to PayPal is that they offer interest-free financing for up to six months. If the customer is unable to pay the entire amount within the six-month time frame, the PayPal loan reverts to an interest-bearing loan, like a credit card, from the date of inception. Applicants can apply directly from the checkout page.

Other Restaurant Equipment Financing Options 

Other options available from the checkout page are: 

  • Google Pay
  • Meta Pay 
  • Venmo
  • Master Card
  • Visa
  • Discover
  • American Express


Navitas is a lease-finance company offering longer-term financing to cover kitchen equipment, restaurant exhaust hoods, walk-in coolers/freezers, and other higher-ticket equipment. Currently, Navitas is offering NO PAYMENTS UNTIL 2024.

Benefits of Financing with Restaurant Equipment and Supply

As veteran restaurateurs and equipment experts ourselves, we understand just how tight restaurant budgets can be. Razor-thin margins and local market fluctuations can significantly impact your opportunities to invest in cutting-edge, efficient equipment. But with commercial kitchen equipment financing from Restaurant Equipment and Supply, it’s never been easier to reap the benefits of new equipment and a progressive payment plan:

  • Invest with ease – The process is simple — choose your equipment, build your payment plan, and complete your order. Say hello to your new, efficient, and safe commercial kitchen.
  • Preserve your safety net – When you make payments on industrial kitchen equipment instead of purchasing them outright, you can conserve cash for ongoing operational expenses, enhanced staff training, and rainy days. There’s no need to blow your entire budget on a new tool all at once.
  • Pave the way to profit – When your restaurant’s cooking equipment is efficient and safe, your staff can optimize their prep and cooking times to turn out more dishes, decrease customer wait times (and, thus satisfaction), and produce menu items consistently. All three of these results will boost your bottom line, speeding up your profitability timeline.

Choose the Best: Shop Our Collection Now

When you partner with Restaurant Equipment and Supply for restaurant equipment financing, you can be confident that you’re shopping for top-quality brands at competitive prices on fair payment terms. We’re seasoned restaurant owners, too — we know exactly what you need to take your concept to the next level. 

Shop our collections online, chat with one of our experts, or visit our full-scale, 17,000+ square-foot showroom in Decatur, Alabama to start curating an optimized kitchen.

Financing Inquiries for Restaurant Equipment